Learn how the SECURE 2.0 Act lets you roll unused 529 education savings into a Roth IRA tax-free. Discover requirements, limits, and strategies for converting college funds to retirement savings.

Discover the crucial differences between RIAs and other financial advisors. Learn about fiduciary standards, fee structures, and how these differences could cost you thousands in the long run.

Discover what lifestyle creep is and learn 7 proven strategies to prevent lifestyle inflation from sabotaging your financial goals. Plus real-world examples and actionable steps to build wealth responsibly.

Discover the risks and benefits of Employee Stock Purchase Programs (ESPPs) in 2025. Learn tax implications, investment strategies, and how to maximize your workplace equity benefits.

Texas has no inheritance tax, but federal estate tax may still apply. Learn about tax implications for Texas inheritances, strategies to minimize tax burden, and when to consult a financial advisor.

This article provides a comprehensive overview of the gift tax structure as of 2023, detailing the annual exclusion limit, tax rates for amounts exceeding this limit, and specific exemptions like educational and medical...

Building wealth is a goal that requires time, knowledge, and diligence, yet many individuals fall into common mistakes that hinder their financial progress. In this article, we explore the top ten mistakes in personal finance, including panic-driven...

Learn the key differences between financial advisors and financial planners in 2025. Discover their roles, qualifications, compensation models, and how to choose the right professional for your financial goals and situation.

It's a long journey from the dollhouse to the real world, but with careful planning and smart decisions, Barbie - or should we say, "Barbara Handler" - can navigate her new reality effectively...

Understand what's in an adviser's Form ADV. It's a helpful tool to making informed investment decisions.

Making it easier to find a financial advisor. AdvisorFinder is a user-friendly online marketplace, connecting individuals with a vast network of financial professionals. Each advisor has their own public profile...

Exploring the potential advantages of estate planning beyond just asset distribution, such as ensuring the smooth transition of your generational wealth, protecting assets from creditors, and preserving a family legacy.

This article explores the value of a financial advisor and sheds light on the potential advantages of hiring one. The benefits of hiring a financial advisor are numerous. Firstly, advisors possess specialized knowledge and expertise...

Discover the 8 critical scenarios when meeting with a financial advisor can transform your financial future. From life transitions to complex situations, learn when professional guidance makes the difference.

Financial advisors are professionals who provide personalized guidance and expertise in various aspects of personal finance. They help individuals set and achieve financial goals by...

Complete 2025 guide to financial advisors: services, specializations, and how to choose the right advisor for your needs. Updated with current industry trends and regulations.

This article details the role, functions, and importance of registered broker-dealers in the financial market. They are licensed intermediaries authorized to trade securities on behalf of...

As your income increases, so does your spending. This phenomenon, known as lifestyle creep, can have a significant impact on your financial well-being if left unchecked.

This brief article dives into the differences between ISOs and NQSOs, highlighting their distinct tax implications and eligibility requirements. ISOs offer tax advantages, such as potential long-term capital gains treatment...

Discover 10 essential tax deductions that can save startup founders thousands in 2025. From home office to R&D credits, maximize your business tax savings.

In today's rapidly changing financial landscape, having adequate savings is more crucial than ever for a secure future. This article delves into various factors contributing to poor savings, such as low income, high cost of living...

Unlock the power of a 401(k) with our comprehensive guide. Explore contribution strategies, employer matching, investment options, and tax benefits. Learn how to avoid common mistakes and maximize your retirement savings.

Learn how to choose the right financial advisor by assessing their expertise, communication, fees, certifications, and potential conflicts of interest. Navigate your financial future confidently.

Discover what to expect during your first 90 days with a financial advisor in 2025. From initial discovery to strategy implementation, learn the timeline, red flags to watch, and how to maximize this crucial relationship-building period.

529 plans are an excellent way for parents to save for their children's future education. They offer tax-free growth and flexibility in how funds can be used, including paying for K-12 tuition. Choosing the right 529 plan involves considering investment options, fees, state tax benefits, contribution limits, and whether the plan allows for out-of-state enrollment.

Discover the benefits of pet insurance for millennial pet owners, including peace of mind and financial protection for unexpected veterinary costs. Learn how to compare providers and navigate pre-existing conditions to find the right policy for your furry friend's needs.

Discover when life insurance is necessary—and when it's not. This balanced 2025 guide explores 7 scenarios, costs vs. benefits, and alternatives to help you make the right decision for your situation.

Discover the benefits of working with an LGBTQ+ financial advisor who understands your unique challenges. Find the right advisor to help you reach your financial goals, support LGBTQ+ organizations, and invest in socially responsible funds that align with your values.

In this comprehensive article, we explore the topic of exercising stock options and provide strategies for making informed decisions. We discuss the importance of timing and consider factors such as the expiration date, tax implications...

Facing a layoff with stock options? Learn the 90-day deadline reality, tax implications of your $100K+ options, and exactly what Mark from Meta and Sarah from Stripe did to protect their equity in 2025.

Financial planning can be a daunting task for many, and hiring a financial advisor is a great way to get started. However, it can be challenging to determine how much money you should have before hiring one. This article will dive into the factors to consider when deciding...

Sarah discovered her colleague had 40% more money after 20 years of investing, despite starting with the same salary. The difference? ETFs vs. mutual funds. Learn how fees, taxes, and trading flexibility can cost or save you hundreds of thousands of dollars.

Margaret lost her husband at 72 and discovered most financial advisors don't understand seniors' unique needs. Learn how to find a financial advisor who specializes in retirement income, Medicare planning, and wealth preservation rather than aggressive growth strategies.

ESPPs offer employees the opportunity to purchase company stock at a discounted price, which can lead to significant financial gains. However, there are also risks associated with ESPPs that employees need to be aware of, such as the potential for the stock price to decrease or lack of diversification.

Having an emergency fund is essential for managing unexpected financial emergencies. It is recommended to keep at least three to six months' worth of expenses saved for unexpected events such as job loss, medical bills, or car repairs.

A fiduciary financial advisor is a professional who is legally obligated to put the interests of their clients first when providing financial advice. This differs from non-fiduciary advisors, who are not legally obligated to act in the best interest of their clients.

Once you have identified the warning signs of a recession, it is important to develop a financial plan. This plan should include seeking out financial advice from a qualified professional, creating an emergency fund, and reducing or eliminating debt...

As a young software developer, you have the potential to earn a significant income, but you also have a lot of financial responsibilities. From student loan payments to saving for a home, it can be difficult to know where to start when it comes to managing your finances.

Pet insurance helps you provide your pets with the best possible medical care in case of unexpected medical issues or accidents.

Pet insurance helps pet owners to provide their pets with the best possible medical care in case of unexpected medical issues or accidents.

Discover step-by-step procedures to correct 403(b) distribution errors from former employers. Learn your legal rights, IRS correction programs, tax implications, and when to seek professional help in 2025.

Learn what CFP certification means, requirements to become a Certified Financial Planner, fiduciary standards, costs, and how to find qualified CFP professionals for your financial planning needs.

A dividend stock is a type of stock where a company pays out a portion of its profits to shareholders on a regular basis, like a present. Only some companies pay dividends; it depend on the company's earnings. Read more...

Buying a home is extremely important to many people. This decision can be more challenging for physicians, for reasons such as medical school student debt, uncertain living location, medical residency, and other factors specific to physicians.

Discover the complete range of services financial advisors provide, from investment management to estate planning. Learn when to hire an advisor and how to choose the right one for your needs.

Research consistently shows that people working with financial advisors achieve better outcomes, make fewer costly mistakes, and feel more confident about their financial future. Discover the quantitative and qualitative benefits of professional financial guidance in 2025.

Many people think financial advice is only for the top 1%. It’s not. Nowadays, there are plenty of affordable and accessible options to get financial advice.

Discover the 10 crucial questions to ask a financial advisor before hiring them. Learn about fees, qualifications, investment philosophy, and more to find the 'right' financial professional for your needs.

Tom thought he was smart asking if his advisor was a fiduciary. Six months later, he discovered the expensive annuity sale happened under a different license with different rules. Learn the questions that actually matter when evaluating financial advisors.

More commonly, people aged 35-60 are caring for their parents and children simultaneously. This can be a major financial burden and stressor. How can financial advisors help?

AdvisorFinder was founded by Jason Friedman, a former financial advisor with some of the top firms in the world. Read more about the story behind AdvisorFinder here.

Finding a financial advisor is already complicated, but finding the right financial advisor can be even more challenging. So how can you better prepare yourself for finding an advisor that is uniquely right for you? Here are 4 tips to help you.

When working with a financial advisor, it's important to know what you're paying. Learn more about the common fee structures for financial advisors. By comparing fee structures, such as fee-only, fee-based...